FinNexa is an AI-powered personal finance assistant that helps users talk to their money.
It connects securely to the Fi Money MCP (Model Context Protocol) to analyze real financial data and explain it in simple, human language.
The goal of FinNexa is financial literacy — helping people understand where their money goes, how healthy their finances are, and what they can do better.
Most people have access to financial data, but:
- It’s scattered across banks, mutual funds, EPF, credit cards
- Dashboards are complex and intimidating
- Insights are numbers, not explanations
FinNexa converts raw financial data into meaningful conversations.
Instead of charts and jargon, users can ask:
- “Where am I overspending?”
- “How healthy are my finances?”
- “What should I improve next month?”
- “Why is my net worth going up or down?”
- Fi Money MCP provides verified financial data (read-only)
- FinNexa builds a structured financial snapshot
- An AI model analyzes only that data
- The user gets clear, practical financial insights
FinNexa never makes up data and never performs transactions.
- Read-only access via Fi Money MCP
- No financial actions (no transfers, no investments)
- No data storage beyond session context
- AI is strictly restricted to provided data only
FinNexa currently supports insights from:
- 💳 Bank transactions
- 📈 Mutual fund holdings & transactions
- 🧾 Credit report & credit score
- 🏦 EPF balances
- 📉 Net worth calculation
Only connected accounts are used — no assumptions or estimations.
- 🗣️ Chat with your finances in plain English
- 📊 Net worth breakdown and trends
- 💸 Spending behavior analysis
⚠️ Credit health insights- 📉 Identify leaks and unhealthy patterns
- 🧠 Explain why something is happening, not just what
FinNexa behaves like:
- A calm, experienced financial advisor / CA
- Practical and realistic (no hype)
- Focused on habits, not judgments
- Simple language, no jargon
It does not:
- Give legal advice
- File taxes
- Promise returns
- Recommend specific financial products
- Next.js (App Router)
- TypeScript
- Fi Money MCP Server
- Tailwind CSS
- Server-side AI processing
- Ollama
- “How much did I save last month?”
- “Am I spending too much on food?”
- “Is my credit score healthy?”
- “What are my biggest expenses?”
- “How balanced is my net worth?”
FinNexa is not about investing faster.
It’s about:
- Understanding money better
- Building healthy financial habits
- Making informed decisions confidently
Financial literacy should feel like a conversation, not a report.
MIT License
FinNexa — Talk to your money. Understand your future.